Whether you have been retrenched or forced to take early retirement, job and income loss create uncertainty which can bring with it anxiety, stress and sometimes even depression. Such situations not only affect you but can also affect the mental and emotional health of your dependents. 

It is easy to become overwhelmed by the uncertainty surrounding your future. However, with the right approach one can manage through any situation. 

Create a budget

  1. Calculate your savings and identify your expenses.
  2. Identify any debts that you may have.
  3. Prioritise your expenses. 
  4. Speak to your bankers about consolidating any debts. 
  5. Speak to your insurer about payment plans to ensure that you remain protected. 


Plan your future

  1. Face your feelings. Give yourself time to adjust to the new situation and do not bottle up your feelings. 
  2. If you feel as though you need it, seek professional help. Maintaining good mental help will be important for your future. 
  3. Begin looking for another job, whether you think you want to stay in your current field or join another profession. Networking may also be of assistance. 
  4. You should also use any downtime for professional development or to learn new skills. 
  5. You can also use your free time to enhance family relationships to maintain a positive atmosphere. 


If you are currently facing any financial difficulties or need help managing your cash, please contact us for our flexible payment plan options. 

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